Services
The Sade Group is an independent, hybrid wealth management services firm. As markets and investors needs continue to grow more complex, this model of service is best suited to offer the broad range of advice-driven solutions that help our clients achieve success. And with our team of professionals (CFP®, CIMA®, CTFA®, CRPC®), you can feel confident we’re acting as a fiduciary with your interests in mind no matter how you choose to work with us.
We offer comprehensive investment management services, which includes a comprehensive financial plan along with professional portfolio management for an annual fee. This allows you to utilize the full breadth of our services, and is a way for us to keep you educated and informed while you spend your time on other passions. We also offer a comprehensive financial plan for a flat fee, and we can help you build a portfolio that you have discretion over. Additionally, we offer a range of investment services that can be utilized separate from your planning needs.
Planning Services
Cash Flow Analysis
- funding needs for education, retirement, and other long-term goals
Retirement Planning
- accumulation phase goal setting and budgeting
- spending wisely in retirement and addressing key risks
Education Planning
- explore and analyze various options for funding education goals
Estate Planning
- review of your estate planning needs, wills and trusts and recommend steps to take to maximize benefits to your heirs while minimizing tax liability
- we will partner with and refer to trusted attorneys when necessary
Insurance Planning
- review of current policies for appropriate level of coverages
- guidance on when certain insurance solutions may be appropriate
Tax Planning
- review of asset location to determine current tax efficiency of the portfolio
- guidance on savings strategy to make sure tax benefits are being fully utilized
Client Services
Client Online Portal
- accessible both as a webpage and smart phone application
- allows clients to locate and analyze their accounts and financial plan in real time 24/7
- gives clients ability to aggregate all their assets to provide an accurate, real-time picture of their finances
- provides a client vault, where important forms and documents can be stored digitally for safe, easy access
Investment Services
Investment Advisory
- utilize our expertise to create an efficient professional investment strategy designed to reach your goals while reflecting your tolerance for risk
Brokerage Accounts
- all registration types: individual/joint, Traditional/Roth IRAs, small business plans (SEP IRAs, SIMPLE IRAs, self-employed 401ks), UGMA/UTMAs, 529 accounts, Trust accounts
Institutional Accounts
- Establishment of and professional servicing of 401k accounts for small businesses
- Review of current 401k program for adherence to ERISA guidelines
Capital Markets
- access to the broad equity and fixed-income markets, with the ability to help you make informed buy and sell decisions
Accredited Investors
- direct access to alternative investment solutions* such as private equity funds, real estate investment trusts, and certain hedge fund investments
- access to initial public offerings as available
*Investing in alternative assets involves higher risks than traditional investments and is suitable only for the long term. They may not be tax efficient, and have higher fees than traditional investments.